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Islamic Finance Tools

Calculators & Planning Tools

11 free Shariah-compliant calculators and planning tools built for Australian Muslims.

Faraid — Islamic Inheritance Calculator

Calculate the distribution of an estate according to Quranic inheritance rules (Faraid). Applicable to Sunni Muslims.

Australian law does not automatically apply Islamic inheritance rules. To ensure your estate is distributed according to Faraid, you must have a valid Islamic will prepared by a solicitor. This calculator is a guide only — consult a qualified Islamic scholar and estate lawyer.

After debts & funeral costs

Surviving Heirs

Husband
Number of Wives (up to 4)
Number of Sons
Number of Daughters
Father
Mother
Paternal Grandfather (if no father)
Paternal Grandmother
Full Brothers
Full Sisters

Select at least one heir to see distribution.

General guidance only — not a fatwa or legal advice. Consult a qualified Islamic scholar and an Australian estate planning solicitor.

Wasiyah — Islamic Will Planner

Plan your Wasiyah (bequest) within the permitted 1/3 limit under Islamic law. The remaining estate is distributed by Faraid rules.

Your Wasiyah is not legally enforceable in Australia unless written into a valid will witnessed by two adults. We recommend consulting an Islamic estate planning solicitor.

Your Wasiyah is 0.0% of net estate ✓

Net Estate (after debts & funeral)$492,000
Maximum Wasiyah permitted (1/3)$164,000
Your Wasiyah Total$10 ✓
Remaining for Faraid Distribution$491,990

Wasiyah Recipients

General guidance only — not a fatwa or legal advice. Consult a qualified Islamic scholar and an Australian estate planning solicitor.

Mahr (Dowry) Value Calculator

Calculate a Mahr value in Australian dollars based on the traditional minimum equivalent to 10 dirhams of silver.

The minimum Mahr in Islamic jurisprudence is debated by scholars — a commonly cited minimum is equivalent to 10 dirhams of silver (approx. 31g of silver). This tool provides a current AUD equivalent. The Mahr should be agreed between both parties and ideally set higher as a gift.

Update from kitco.com or abc.net.au/commodity-prices

Minimum Mahr (10 dirhams ≈ 31.1g silver)

$34 AUD

Based on 31.10g × $1.10/g

Mahr is a gift from the husband to the wife and becomes her sole property. It is a right, not a payment. Consult your local imam or scholar for guidance on a suitable amount.

General guidance only — not a fatwa or legal advice.

Sadaqah Jariyah Projection

See the long-term impact of an enduring charity investment — Sadaqah Jariyah (ongoing charity) that continues to benefit others and earn reward after your passing.

550
$0$7k$13k$20k$27kYr 1Yr 10Yr 20
Total donations made$10,000
Projected endowment after 20 years$26,533
Annual income generated for charity$1,327

Your Sadaqah Jariyah could fund

13,266
Meals
@ ~$2 each
5
Water Wells
@ ~$5,000 each
2,653
Quran Copies
@ ~$10 each

“When a person dies, their deeds come to an end except for three: ongoing charity, beneficial knowledge, or a righteous child who prays for them.” [Muslim]

General guidance only. Projected values assume a constant growth rate and are illustrative only — actual returns will vary. Not financial advice.